sitawi - Social Loan

sitawi believes that better capitalized organizations with more robust decision-making processes generate greater social impact.

Thus, we offer loans to social non-profit organizations that operate businesses and who want to increase the impact of their cause.

Social Loans

sitawi Social Loan is associated with strategic advice, which uses customized methodology reflecting the reality of the organization, to support their development and financial sustainability and strengthen the impact on their cause and beneficiaries.

Loans range from R$100,000 to R$400,000 (approximately $50,000-200,000), with interest of approximately 1% per month. Before granting the loan for a social organization, sitawi takes into account the following criteria:
    • Clear and recognized social impact, with a direct and relevant contribution to solving social and environmental challenges in Brazil.
    • Ethical fiber of leaders and key employees of the organization.
    • Operation, revenue and surplus, preferably with a history of at least 2 years.
    • Structured view of the current situation of social business and its market, enabling the development of a plan with realistic social and financial goals.
    • Willingness to incorporate advice on their management model, allowing leverage the expertise of sitawi the various themes of the operation. 

sitawi supports the strengthening of the decision making process at client organizations and therefore the availability of staff to incorporate advice in their model of management is crucial. This allows leveraging sitawi’s expertise on the various themes of the operation without creating dependency or transferring responsibility for decisions.

Currently, sitawi finances existing operations in Brazil, with relevant scale, not business in initial stages or ideas that need to be structured and developed. Business established as social enterprises will be considered only if most of the economic benefit generated is shared in the value chain and, in addition to the above conditions, do not have access to credit or support from development agencies. In no case sitawi makes grants or forgives the loans.

If your organization meets the eligibility criteria above and you are interested in exploring a Social Loan, fill out our Interest Form and send it to  This e-mail address is being protected from spambots. You need JavaScript enabled to view it .



 

Benefits of Social Loan

    • Interest rates consistent with Third Sector activities
    • Linked to strategic advice
    • Opportunity to increase the social impact of organization
    • Greater agility for disbursement compared to traditional grants or loans
    • Simplified reporting